The La Crosse Tribune has the details.

     Wednesday morning, 32-year-old Eric Harding walked into a La Crosse credit union and withdrew $600 from his account.  When he entered the building, Harding was wearing a skeleton sweatshirt with a hood that completely covered his face.  Another customer in the drive-through saw him and called the police.

     You can hear a recording of the 9-1-1 call by clicking here.

      According to Harding, he unzipped the hood once he got into the bank.

     After Harding withdrew his funds, he rode off on his bike.  Police, responding to the 9-1-1 call, stopped him a few blocks from the bank.  He was handcuffed and placed in the back of a squad car while things were sorted out.   According to authorities, he was "belligerent and uncooperative".

     Once it was determined that he didn't actually rob the bank, Harding was released.  He was however given a $96 disorderly conduct citation for entering the bank while masked.

     For his part, Harding says "The way I was treated was crap".  He plans to contest the ticket.

     Later this morning, we'll discuss whether the police in La Crosse overreacted?